Credit Secrets

Did you know that there are millions of errors on consumer credit reports? There are accounts being reported incorrectly by date, spelling, name, status, age, and many other ways. Even valid accounts can be invalidated by a simple reporting error because credit bureaus, creditors, and collection agencies are held to strict federal and state laws regarding the way they report your credit. Simply challenging an item that you do not recall can also do the trick, when worded properly